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Sunday, July 12, 2020



Fino Payments Bank एक इसा पेमेंट्स बैंक है| जो दुसरे बैंको की तरह अपने ग्राहकों को
सुविधा देता है| इसमें कई प्रकार के अकाउंट की सुविधा प्रदान करता है |
Fino Payments Bank में अकाउंटो के प्राकार

Fino Payments Bank में दो प्रकार के अकाउंट है |

1.    Savings Account

2.    Currents Account

Currents Account में अकाउंटो के प्राकार
1.   Pragati Currents Account
Helps you to grow your business!
Fino Payments Bank’s Pragati Current account is an ideal low cost account specially designed to meet your business needs. Avail our free doorstep banking services to save your time on banking and meet all your Banking needs at Doorstep. The account offers you a host of features which will help you to manage your business income at lower costs.
The account can be opened by any individual as an Individual Current account or as a Sole Proprietor Firm.
Eligibility: Any resident Indian individual above the age of 18 years

Key features

  • Instant account opening
  • Instant Debit card activation
  • Special doorstep banking facility to provide banking services at your convenience
  • Low requirement of Monthly Average Balance of Rs.5,000 in Urban locations and Rs.2,500 in Rural locations
  • Free cash deposit for amount up to 5 times the MAB maintained in previous month
  • Free unlimited cash withdrawal at Fino Payments Bank branches
  • Sweep Account facility to manage balances above Rs.1 Lakh
  • Best in class RuPay Platinum Debit card with insurance cover of up to Rs.2 Lakh in case of death / permanent disability due to accident. Terms and conditions apply.
  • Instant fund transfer facility through IMPS at nominal charges to any bank account in India
  • Access your account anytime and anywhere through mobile banking application, BPay and internet banking
  • Free monthly e-mail statements
  • SMS alerts to track account activity

Savings Account में अकाउंटो के प्राकार
Savings Account  में पाच अकाउंट ओपन होता है |

1.    Shubh Savings Account

2.    Pratham Savings Account

3.    Saral SalarySavings Account

4.    PMJDY Savings Account

5.    Bhavishya Savings Account

 

1.           Shubh Savings Account

Fino Payments Bank Shubh Savings Account brings you great benefits and features to help you save and grow your money. The account comes with a free Platinum/Classic RuPay Debit card and no commitment to maintain any minimum monthly average balance, all at a nominal annual subscription charges. Deposit, withdraw, transfer/receive funds, shop, pay bills and do much more with your account without any hassles at over 85,000 access points and receive free SMS alerts for each transaction

Key features

  • Monthly Average Balance requirement : Nil
  • Rate of Interest: Earn up to 7.25%# p.a. by opting for Sweep account facility
  • Sweep account facility with partner bank for balances over one lakh rupees
  • Free RuPay Platinum/Classic Debit Card loaded with exciting offers and benefits
  • Accidental Insurance/Permanent disability cover of upto Rs.2 Lakhs^ linked with Rupay Platinum Debit Card
  • Aadhaar seeding facility to receive LPG subsidy and other benefits directly in your account
  • Mobile Banking access to conveniently manage the account, anywhere and anytime
  • Upto 5 free ATM transactions in a month*
  • Free cash deposit limit upto Rs.25,000 per month
  • Free cash withdrawal at Fino Bank branches
  • Free SMS alerts
Annual Subscription charges for the account: Rs.399 (inclusive of GST)

2.           Pratham Savings Account

Fino Payments Bank’s Pratham Savings Account is designed to meet all your Banking needs without the need to maintain high balances in your account. You can access your account anytime, anywhere through our Mobile Banking application BPay and access to over 425 branches and 50,000+ banking points to assist you in Banking. The Savings account comes with a Debit card along with multiple offers thereby increasing your savings.
Eligibility: Any resident Indian individual above 18 years of age.

Key features

  • Instant account opening
  • Instant Debit card activation
  • Low monthly average balance requirement of Rs.1000
  • Aadhaar seeding facility to receive government subsidies (DBT benefits) linked with Aadhaar
  • Sweep account facility with a potential to earn interest up to 7.25%# p.a. on daily end of day balances
  • Get best in class Classic/Platinum RuPay Debit card with your account. Also, there is insurance cover of up to Rs.2 Lakh in case of death / permanent disability due to accident linked with Rupay Platinum Debit Card. Terms and conditions apply
  • Access to over 2 lakh ATMs in India with up to five free transactions per month*
  • Instant fund transfer facility through IMPS at nominal charges to any bank account in India
  • Access your account anytime and anywhere through mobile banking application, BPay and Internet Banking
  • Free monthly e-mail statements
  • SMS alerts to track account activity

3.           Saral SalarySavings Account

Fino Payments Bank Salary Account offers organizations a seamless and convenient way to process the salaries of their employees. Open salary accounts for your employees and lets them enjoy a comprehensive range of services to meet their daily banking requirements. The benefits of the account include no requirement of maintaining minimum balance in the account, Mobile Banking application (BPay) to access account 24*7, and a best-in-class Debit card with a wide range of offers to help increase savings.
Note: To open a Salary account, the corporate must be registered with Fino Payments Bank for a salaried relationship.
Eligibility: Any resident Indian individual above 18 years of age.

Key features

  • Instant account opening
  • Simplified process to credit salaries
  • Instant debit card activation
  • Zero Balance Account
  • Sweep account facility with the potential to earn interest up to 7.25%# p.a. on the daily end of day balances
  • Aadhaar seeding facility to receive government subsidies (DBT benefits) linked with Aadhaar
  • Get best in class Classic/Platinum RuPay Debit card with your account. Also, there is insurance cover of up to Rs.2 Lakh in case of death / permanent disability due to accident linked with Rupay Platinum Debit Card. Terms and conditions apply
  • Access to over 2 lakh ATMs in India with up to five free transactions per month*
  • Instant fund transfer facility through IMPS at nominal charges to any bank account in India
  • Access your account anytime and anywhere through mobile banking application, BPay and internet banking
  • Free monthly e-mail statements
  • SMS alerts to track account activity

4.           PMJDY Savings Account

Pradhan Mantri Jan Dhan Yojana (PMJDY) account is a zero balance savings account with added benefits. You can access the account as per your needs at any of the 425 bank branches or 50,000+ merchant points.

Key features

  • Instant account opening
  • Zero balance account
  • Attractive interest rate of 4% on daily balances paid quarterly
  • Get best in class Classic/Platinum RuPay Debit card with your account. Also, there is insurance cover of up to Rs.2 Lakh in case of death / permanent disability due to accident linked with Rupay Platinum Debit Card. Terms and conditions apply.
  • Access to over 2 lakh ATMs in India with up to 5 free transactions per month*
  • Instant fund transfer facility through IMPS at nominal charges to any account in India
  • Access your account anytime and anywhere through mobile banking application, BPay and internet banking
  • Free monthly e-mail statements
  • SMS alerts to track account activity

5.           Bhavishya Savings Account

Fino Payments Bank, Bhavishya Savings Account brings you great benefits and features to help your child save and grow while saving money from a very early age. The account comes with a free Platinum RuPay Debit card and no commitment to maintain any minimum monthly average balance, all at a nominal annual subscription charges. Deposit, withdraw, receive funds, shop and do much more with your account without any hassles at over 85,000 access points and receive free SMS alerts for each transaction.

Key features

  • Monthly Average Balance requirement : Nil
  • Accidental Insurance/Permanent disability cover of upto Rs.2 Lakhs^ linked with Rupay Platinum Debit Card
  • Aadhaar seeding facility to receive scholarship subsidy and other benefits directly in your account
  • Mobile Banking access (with view rights) to conveniently manage the account, anywhere and anytime
  • Upto 5 free ATM transactions in a month*
  • Free cash deposit limit upto Rs.25,000 per month
  • Free cash withdrawal at Fino Bank branches
  • Free SMS alerts
Annual Subscription charges for the account: Rs.349 (inclusive of GST


 


 


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